How to Check and Fix Your W-4 Withholding Before 2026 Ends
The 2026 tips and overtime deductions do not reach your paycheck unless you file a new W-4, and there are still enough pay periods left to correct the year.
Paycheck & Salary
What actually lands in your account, and why it differs from your salary. Take-home pay, overtime rules, minimum wage and the deductions that come out before you see the money.
Calculators 5
Work out a number using the rates we publish.
- Raise Calculator: What the Increase Is Worth After Inflation The gross increase, the amount after tax, and the part that survives inflation. Sometimes the third number is negative.
- Job Offer Comparison Calculator: The Salary Is Not the Offer Salary, bonus, match, insurance and commute, added into one annual figure. Sometimes the higher salary is the worse offer.
- Overtime Pay Calculator Time and a half above 40 hours, and where states go further.
- Hourly to Salary Calculator What an hourly rate is worth over a year, and how it compares to the minimum.
- Paycheck Calculator: What You Actually Take Home Gross pay is the number in the offer letter. This is the number in the bank.
Guides 5
How a rule works, and what it means for you.
2027 Social Security COLA: What Is Known Before the October Announcement
The 2027 cost-of-living adjustment is announced on October 14, 2026, and everything circulating before then is a projection.
Guide The Additional Medicare Tax on High Earners
Regular Medicare has no ceiling. Above a threshold, it has a floor that gets higher instead.
Guide The Social Security Wage Base for 2026, and the Cap
Social Security tax stops at a ceiling. Medicare does not, and above two thresholds it goes up.
Guide Minimum Wage by State in 2026, and Where It Rose
From $7.25 to $18.40, depending entirely on where you work.