Saturday, Sep 26, 2026
Auto, personal and student loans — what they cost, and how much faster they disappear if you change how you pay them.
Work out a number using the rates we publish.
Ranked picks, with the criteria stated first.
Comparison SoFi is the default pick because it charges no application or origination fee and includes unemployment protection during repayment. Earnest is worth considering if you want flexibility to adjust your
Comparison SoFi is the default pick for most borrowers because it charges no origination fee and includes unemployment protection if you lose your job during repayment. LightStream suits borrowers with strong, e
How a rule works, and what it means for you.
Parent PLUS borrowers who did not consolidate by June 30, 2026 are permanently locked out of income-driven repayment, and this is what is left.
Guide Two buyers financing the same car on the same day can be quoted very different rates, and it is rarely random.
Guide The cheaper option depends less on the interest rate you are quoted than on how you plan to pay it back.
Guide The repayment plan you picked years ago may not be the one your loan is actually on today.
