Best Robo-Advisors
Rates last checked September 7, 2026. 2 offers compared.
Wealthfront if you want it fully automated, including tax-loss harvesting. If you are willing to buy one broad index fund and leave it alone, a plain Fidelity account costs less.
Best Robo-Advisors
Nothing we can price
None of these carry the figures needed to rank them for your situation yet.
Compared side by side
2 compared on the 3 things that decide it. A blank cell means we could not confirm the answer, not that the answer is no.
| Provider | Management fee | Minimum | Tax-loss harvesting |
|---|---|---|---|
| Wealthfront Best overall | 0.25% a year | $500 | Yes, daily on all balances |
 Fidelity Cheapest alternative | $0 under $25,000, then 0.35% a year | $0 to open | No |
Every offer, priced the same way
Ranked by what it costs you over a year. The arithmetic behind each figure is shown so you can check it. Offers we could not price are listed at the bottom with the reason.
1. Wealthfront — Wealthfront
Best overall
Automated allocation and rebalancing, with tax-loss harvesting on taxable accounts.
Priced from national figures.
2. Fidelity — Fidelity
Cheapest alternative
Not a robo-advisor, but a single index fund achieves most of the benefit with no management fee.
Priced from national figures.
How we ranked these
We compare the annual management fee, the account minimum, whether tax-loss harvesting is included, and which account types are supported.