Retirement Tools
Explore our free retirement tools and calculators to plan smarter, save more and reach your financial goals.
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Retirement Tools
401k Calculator
Estimate your 401k balance at retirement
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401k Match Calculator
Calculate employer match contributions
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Annuity Calculator
Calculate annuity payouts and value
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Annuity Payout Calculator
Calculate monthly income from an annuity
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Coast FIRE Calculator
Calculate your coast FIRE target
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EPF Calculator
Estimate employee provident fund balance
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FIRE Calculator
Find your financial independence retire early number
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NPS Calculator
Estimate national pension scheme corpus
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PPF Calculator
Calculate public provident fund maturity value
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Pension Calculator
Estimate pension income at retirement
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RMD Calculator
Calculate required minimum distributions
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Retirement Calculator
Plan how much you need to retire comfortably
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Retirement Corpus Calculator
Calculate the corpus needed for retirement
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Retirement Savings Calculator
Project your retirement savings growth
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Retirement Withdrawal Calculator
Plan sustainable withdrawals in retirement
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Roth IRA Calculator
Project tax free growth of a Roth IRA
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Social Security Calculator
Estimate your social security benefits
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Traditional IRA Calculator
Estimate growth of a traditional IRA
OpenAbout Retirement calculators
Retirement planning is about knowing whether today's saving will be enough for tomorrow. These calculators project your retirement pot, employer matches, pensions and how early you could reach financial independence.
Model your 401(k) or pension contributions and employer match to avoid leaving free money on the table, project your retirement corpus against the income you will need, and use the FIRE and Coast FIRE tools to see how close you are to financial independence. Required minimum distributions and Roth conversions are covered too.
Retirement calculators: frequently asked questions
How much do I need to retire?
A common rule of thumb is 25 times your expected annual spending, which supports roughly a 4% withdrawal rate. Your real number depends on lifestyle, other income like a pension or Social Security, and how long the money must last. The retirement calculators turn this into a target.
Should I always get the full employer match?
Almost always, yes. An employer match is an immediate, guaranteed return on your contribution, which is hard to beat anywhere else. The 401(k) match calculator shows exactly how much you would forfeit by contributing below the match threshold.
What is FIRE and Coast FIRE?
FIRE is Financial Independence, Retire Early: saving enough that investment returns can cover your living costs. Coast FIRE means you have invested enough early that, without adding another cent, it will grow to fund retirement at a normal age. Both calculators show your timeline.
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