Business & Freelance Tools
Explore our free business & freelance tools and calculators to plan smarter, save more and reach your financial goals.
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Business & Freelance Tools
Break Even Calculator
Find the units needed to break even
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Business Loan Calculator
Calculate business loan EMI and interest
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Cash Burn Rate Calculator
Calculate startup cash burn and runway
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Customer Acquisition Cost Calculator
Calculate cost to acquire a customer
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Customer Lifetime Value Calculator
Calculate customer lifetime value
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Depreciation Calculator
Calculate asset depreciation over time
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EBITDA Calculator
Calculate earnings before interest taxes and depreciation
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Gross Profit Calculator
Calculate gross profit and margin
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Hourly Billing Rate Calculator
Set a billing rate from costs and target profit
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Inventory Turnover Calculator
Calculate inventory turnover ratio
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Invoice Total Calculator
Calculate invoice totals with tax and discount
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Markup Calculator
Calculate selling price from cost and markup
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Net Profit Calculator
Calculate net profit after all expenses
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Payback Period Calculator
Calculate investment payback period
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Profit Margin Calculator
Calculate gross and net profit margins
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Profit Margin With Tax Calculator
Calculate margins including tax
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Sales Revenue Calculator
Calculate total sales revenue
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Working Capital Calculator
Calculate working capital position
OpenAbout Business & Freelance calculators
Running a business or freelancing means pricing work and watching margins closely. These calculators cover profit, break-even, rates and the core finance numbers that keep a venture healthy.
Use the margin, markup and profit tools to price products and services so they actually make money, the break-even calculator to find the sales you need to cover costs, and the freelance and billing-rate tools to set a rate that covers your time, taxes and overheads. Knowing these numbers is the difference between busy and profitable.
Business & Freelance calculators: frequently asked questions
What is the difference between margin and markup?
Markup is the amount added to your cost as a percentage of the cost, while margin is your profit as a percentage of the selling price. They are easy to confuse and give different prices. The margin and markup calculators keep them straight.
How do I calculate my break-even point?
Divide your fixed costs by the contribution each sale makes after variable costs. The result is how many units, or how much revenue, you need to cover everything before you profit. The break-even calculator works it out from your cost figures.
How should a freelancer set an hourly rate?
Start from the annual income you want, add taxes and business costs, then divide by the billable hours you can realistically work, which is far fewer than total hours. The freelance rate calculator builds the rate up from those numbers.
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