Education & Student Tools
Explore our free education & student tools and calculators to plan smarter, save more and reach your financial goals.
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Education & Student Tools
529 Plan Calculator
Project growth of a 529 college savings plan
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College Cost Calculator
Estimate the total cost of college
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Education Loan EMI Calculator
Calculate education loan EMI and interest
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Scholarship Savings Calculator
See how scholarships reduce college costs
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Student Budget Calculator
Build a budget for student life
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Student Loan Calculator
Calculate student loan payments and interest
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Student Loan Forgiveness Calculator
Estimate remaining balance under forgiveness plans
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Student Loan Payoff Calculator
See how fast you can pay off student loans
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Student Loan Refinance Calculator
Compare student loan refinance offers
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Tuition Inflation Calculator
Project future tuition costs with inflation
OpenAbout Education & Student calculators
Education is a major investment, and planning the cost early makes it manageable. These calculators cover student loan repayments, college costs and saving ahead for education.
Use the student loan tools to project repayments and payoff timelines, the college cost calculator to estimate the full price including inflation, and the education savings and 529 tools to plan how much to put away now. Starting to save early, even modestly, dramatically reduces what you need to borrow later.
Education & Student calculators: frequently asked questions
How much should I save for college?
Estimate the future cost using today's fees plus expected inflation, then work backwards to a monthly saving amount over the years available. The college savings and 529 calculators do this and show how investment growth reduces the amount you need to contribute.
How are student loan repayments calculated?
They depend on the balance, the interest rate and the repayment term or, for income-driven plans, a share of your income. The student loan calculator projects your monthly payment and how long the balance will take to clear.
Is it better to save or borrow for education?
Saving ahead avoids interest entirely, so every dollar saved early is worth more than a dollar borrowed later. Most families do both. The calculators let you compare the cost of saving now against the cost of borrowing later.
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