Auto & Vehicle Tools

Explore our free auto & vehicle tools and calculators to plan smarter, save more and reach your financial goals.

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About Auto & Vehicle calculators

A vehicle is a big purchase with costs well beyond the sticker price. These calculators cover car loans, leasing, fuel and the total cost of ownership so you can compare options honestly.

Use the car loan and affordability tools to set a sensible budget and monthly payment, the lease-versus-buy calculator to compare the two routes, and the fuel, depreciation and ownership-cost tools to see the real long-term price. The cheapest monthly payment is not always the cheapest car once running costs are included.

Auto & Vehicle calculators: frequently asked questions

Should I lease or buy a car?

Leasing usually means lower monthly payments but no ownership at the end, while buying costs more monthly but builds equity and is cheaper if you keep the car for years. The lease-versus-buy calculator compares the total cost of each over your time frame.

How much car can I afford?

A common guide keeps total vehicle costs, including the loan, insurance and running costs, within about 15% to 20% of take-home pay. The car affordability calculator turns your budget and loan terms into a realistic price.

What is the total cost of owning a car?

It includes the purchase or loan, fuel, insurance, maintenance, tax and depreciation, which is often the largest hidden cost. The ownership cost calculator adds these up so you can compare vehicles on the true price, not just the payment.

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