Loans & Debt Tools
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Loans & Debt Tools
Amortization Schedule Calculator
Generate a full loan amortization schedule
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Balloon Loan Calculator
Calculate payments for a balloon payment loan
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Bridge Loan Calculator
Calculate cost of a short term bridge loan
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Credit Builder Loan Calculator
Plan payments for a credit builder loan
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Daily Interest Calculator
Compute interest accrued per day on a balance
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Debt Avalanche Calculator
Pay off debts highest interest first to save the most
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Debt Consolidation Calculator
Check savings from consolidating multiple debts
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Debt Snowball Calculator
Pay off debts smallest balance first and track progress
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Debt to Income Ratio Calculator
Calculate your DTI ratio for loan eligibility
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Flat vs Reducing Rate Calculator
Compare flat and reducing balance interest rates
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Gold Loan Calculator
Calculate loan amount and EMI against gold value
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Interest Only Loan Calculator
Calculate payments on an interest only loan
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Line of Credit Calculator
Estimate payments and interest on a line of credit
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Loan Affordability Calculator
Find out how big a loan you can afford
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Loan Comparison Calculator
Compare two loan offers side by side
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Loan EMI Calculator
Calculate monthly EMI for any loan amount rate and tenure
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Loan Eligibility Calculator
Estimate the maximum loan you qualify for
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Loan Interest Calculator
Work out total interest paid over a loan term
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Loan Late Payment Calculator
Estimate penalties for late loan payments
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Loan Payoff Calculator
See how fast you can pay off a loan with extra payments
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Loan Prepayment Calculator
See interest saved by prepaying your loan
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Loan Refinance Calculator
Compare your current loan with a refinance offer
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Loan Tenure Calculator
Find the loan tenure for a target EMI
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Personal Loan Calculator
Estimate personal loan EMI and total interest payable
OpenAbout Loans & Debt calculators
Whether you are taking on a new loan or trying to clear an existing balance, these calculators show the real cost of borrowing and the fastest route out of debt. Work out monthly payments, total interest, and how much an extra payment each month can save you.
Use the EMI and payment calculators before you borrow so the monthly commitment is no surprise, then switch to the payoff, snowball and avalanche tools to build a plan for clearing what you already owe. Comparing two offers? Line them up side by side to see which is genuinely cheaper over the full term.
Loans & Debt calculators: frequently asked questions
What is the difference between the debt snowball and avalanche methods?
The snowball clears your smallest balance first for quick wins and motivation, while the avalanche targets the highest interest rate first to save the most money. The avalanche is mathematically cheaper; the snowball is easier to stick with. Our calculators show both so you can compare.
Does paying extra each month really save much?
Yes. Every extra dollar goes straight to the principal, so less interest builds the following month. Even a modest regular overpayment can cut months or years off a loan and save a meaningful amount of interest, which the payoff calculator shows in numbers.
How is a monthly loan payment (EMI) calculated?
It uses the loan amount, the interest rate divided by 12, and the number of months, in the standard amortization formula. Early payments are mostly interest and later ones mostly principal. The EMI calculator does the maths and shows the full breakdown.
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