Currency Converter

Convert between major world currencies using clear reference rates and see the exchange rate for every pair. Pick your currencies and press Calculate.

Written by TopicDrill Editorial Team·Updated June 2026

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How the currency converter works

An exchange rate tells you how much one currency is worth in another. To convert, you multiply your amount by the rate for that pair. This tool routes every conversion through the US dollar, so converting euros to yen, for example, first turns the euros into dollars and then the dollars into yen. That keeps all pairs consistent with one another.

The rate shown next to your result is the units of the target currency you get for one unit of your starting currency. Flip the from and to fields, or use the swap link, to see the reverse rate instantly.

A quick example

Convert $100 to euros at a rate of 0.92 euros per dollar and you receive about 92 euros. Reverse it and 100 euros at roughly 1.09 dollars per euro comes back to about $109. Small differences in the rate add up quickly on larger amounts.

Things to keep in mind

These are fixed reference rates for illustration, not live quotes, and your bank or app will add its own margin. Before sending money abroad, compare providers and check the live rate. For background on managing money across borders, the Consumer Financial Protection Bureau is a helpful resource. Explore more with our free calculators.

Frequently asked questions

How does a currency converter work?

It multiplies your amount by an exchange rate, the price of one currency in terms of another. This tool converts through the US dollar: it changes your starting currency into dollars, then changes those dollars into the target currency, which keeps every pair consistent.

Are these live exchange rates?

No. This converter uses fixed reference rates so the result is consistent and predictable. Real market rates move constantly during the day. For an actual transaction, always check the live rate your bank or payment provider will use.

Why is the rate I get different from this one?

Banks, cards and money apps add a margin or fee on top of the mid-market rate, so the rate you receive is usually a little worse. The gap is how providers make money on currency exchange. Compare a few providers before sending money abroad.

What is the mid-market rate?

The mid-market rate is the midpoint between the buy and sell prices for a currency pair, often called the real or interbank rate. It is the fairest reference point, but consumers rarely get exactly that rate after fees and spreads are applied.

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